Stop Loss insurance is often times viewed as a commodity where price is the primary or even single variable considered. To ensure adequate protection in high claim situations, it’s important to understand the nuances of Stop-Loss options and contract terms. In some cases, saving a little money up front can end up being very costly  in the future. Self-Funding Actuarial helps you determine an appropriate level of stop-loss protection.

Stop-Loss Contract Valuation provides the following five measures:

  1. Statistically-determined fluctuations for projected claims without a specific stop-loss limitation.
  2. Statistically-determined fluctuations for projected claims with a specific stop-loss limitation.
  3. Economic value of specific-only stop-loss.
  4. Economic value of aggregate-only stop-loss.
  5. Economic value of a variable aggregate-only stop-loss.

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